Life features a practice of throwing unexpected circumstances at us occasionally, and I am no exception. I truly do have got a decent job and even a small emergency fund, but was not ready for an accident that kept me from work for a month.

I found myself the victim of a careless driver who ran a red light and smashed in to the side of my car. I had been injured too much to be effective, and my car needed repair. Thank goodness for car title loans since I needed one to cover my living expenses until I could return to work.

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