Nobody knows when the next Bear Market will hit (maybe one has already begun?). Are you prepared to weather the next bear market?
@ToddSullivan is not a bear, but he looks forward to bear markets because this is when he finds the best opportunities for longer-term "value investments."
If you're ready and prepared, a bear market could be a wonderful occurrence with the right frame of mind mixed a healthy dose of "margin for error" and patience.
There are no such things as hard times -- only new opportunities.
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