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A credit repair agency offering a quick Credit Fix will advise you to get an EIN or employer identification number. This means you have created a business entity. The EIN will substitute for a social when you apply for credit cards. In order to separate the business entity from your personal credit history, you're advised to use different credit references and different addresses and phone numbers than your own. This way the business entity creates its own credit history and you have a new "false identity." This is a felony and illegal!
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