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Are plastic credit card commitment schemes worth the plastic they're printed on? According to a current research by moneysavingexpert.com the answer is a resounding "NO". The research investigated 80 benefit schemes and was particularly unimpressed by plastics loyalty cards like Tesco's Clubcard, Nectar and Airmiles. With the typical value of each Tesco Clubcard point deserving from 1 to 4 pence, a Nectar point deserving 0.54 pence and an Airmile being valued at 7.9 pence, their response is hardly unusual.

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