It’s important that both of you understand the limit when it comes to spending. Experts recommend not using more than 30% of the credit line to maintain a good score. You may adopt this rule and agree not to use more than 30% of the available credit limit. This is also a good way to avoid uncontrolled spending and debt build-up. Please visit our website http://www.newhorizon.org/credit-info/joint-account-credit-card-tips/ for more info about joint account credit cards.
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